There are four main types of investment, which are often called ‘asset classes’. Each one works in a different way and carries its own particular rewards and risks. It is important to understand how they work before you make any investment decisions.
Investors should be aware that markets can have a bad week, month or even a year. However, history suggests that those who stay the course will find they are much more likely to benefit as opposed to those who don’t.
Over the last number of years, returns from investments such as equities and bonds have far exceeded that of cash. That is why we see more investors once again looking at alternatives to holding money on deposit.