With Zurich’s Reinstatement Clause, if you are unable to pay your premiums, you can reinstate your policy within three months of the date your first unpaid premium was due. This means that you can ensure that you remain on cover, and you will not be asked any medical questions, provided that you did not instruct us to cancel your cover. When you reinstate your policy, you will need to pay the premiums you missed.
You have two options to pay your outstanding premiums: you can pay as a lump sum in one go or you can spread your payments out over the next 12 months. You can inform us of which option you want to take by filling out a simple form we will provide you with on request.