With-Profit Funds
With-Profits funds are a type of ‘pooled investment’ fund. Investors pay into the fund, and their money gets pooled together with the premiums of other investors. The investments are smoothed over time and the resulting profits are shared among the policyholders by way of a dividend.
SuperCAPP
The SuperCAPP Fund is a Unitised With-Profits Fund that aims to deliver a regular return to policyholders consistent with prevailing medium-term interest rates while maintaining the potential for higher growth than a bank deposit account over time.
SuperCAPP With-Profits Operating Principles
Annual Board Report to SuperCAPP Policyholders - 2022
Annual Board Report to SuperCAPP Policyholders - 2021
CAPP
The CAPP Fund is a Unitised With-Profits Fund that aims to deliver a regular return to policyholders consistent with prevailing medium-term interest rates while maintaining the potential for higher growth than a bank deposit account over time. The CAPP Fund has been closed to new business since 1998.
CAPP With-Profits Operating Principles
Annual Board Report to CAPP Policyholders - 2022
Annual Board Report to CAPP Policyholders - 2021
Annual Board Report to CAPP Policyholders - 2020
Annual Board Report to CAPP Policyholders - 2019