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A round up of the latest news, views, commentary and analysis on the insurance, pensions and investment industry.

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Major US equity markets declined last week as last weekend’s tariff announcements continued to be digested, writes Ian Slattery. 
Jerome Powell might have sighed with relief as the spotlight was taken away from the Fed’s announcement last week, writes Ian Slattery. 
The latest Financial Broker newsletter has been published.

Our latest TechTalk takes a deep dive into Estate Planning, Discretionary Trusts, and the use of Investment Bonds as an efficient way to manage them.

From January 2025 Zurich is introducing its own in-house risk rating methodology.
The week commenced with Donald Trump’s inauguration on Monday, and markets seemed relieved that new tariffs were not enacted on the president’s first day in office, writes Ian Slattery. 
There are two pension arrangements under which this pension funding can take place. They have the option to fund under either an Executive Pension in a Master Trust or a PRSA. In today's TechTalk we review both of these options for 2025 contributions. 
Much of the business news last week centred around TikTok, which shut down in the US on Sunday, before announcing it was “in the process of restoring service” later the same day, writes Ian Slattery. 
Busy mum of three, Michelle O'Donohoe is planning for her children’s futures. In this video interview she talks about her motivations for saving and why seeking guidance from a financial advisor helped her get started on her smart saving journey. 

As we enter 2025, we look to maintain perspective and to balance the risks across respective asset classes.

US equities took a tumble on Friday after December’s monthly jobs report surpassed expectations. 256,000 jobs were added in the month, and the unemployment rate dropped from 4.2% to 4.1%, writes Ian Slattery. 

2024 was another year which saw considerable changes to the Irish Pension market with pension providers, Financial Brokers and customers having to navigate their way through this ever-changing landscape. I thought now would be a good time to look back on the year and look forward to 2025 (which promises even more changes to our industry).