If you choose Zurich Master Trust for your company pension scheme, all trustee duties are carried out by Zurich Trustee Services Ltd (ZTSL), including selecting the default investment option, Personalised GuidePath.
Personalised GuidePath has won an innovation award** for its design and is transforming the way trustees, employers and members engage with their scheme investments. One of the key advantages of Personalised GuidePath is the flexibility members have to personalise their benefits while investing in the default investment strategy.
With Zurich's Prisma multi-asset funds as the bedrock, Personalised GuidePath invests members in higher risk funds when members are a long way from retirement and then gradually moves them into lower risk funds as they approach their retirement age.
The flexible design and online tools available with GuidePath will increase your employee's engagement with their pension, helping to broaden their understanding of how their pension is invested.
Our goal is to add value through our expertise, and investments are selected to take advantage of opportunities throughout the economic cycle, utilising a disciplined and flexible approach. We believe that active asset allocation is the main driver of returns and financial markets will always give opportunities to good active managers like Zurich.