Switch your savings to Zurich
Do you currently have money on deposit with your bank or building society? A popular alternative to money held on deposit is an investment bond. With a Zurich investment bond you can:
Save between €5k and €1m
Choose the funds you want to invest in
Keep track of performance 24/7
Switch your fund choices as often as you like*
Access your savings if you need to
How do investment bonds compare to bank deposit accounts?
Saving in a Zurich investment bond over the medium to long-term has the potential to give you a better chance of growing your savings compared to interest rates offered by regular savings on deposit. With Zurich, your savings are invested in a range of investment funds depending on your risk profile.
What is an investment bond?
An investment bond is a medium to long-term investment option for your savings. Ideally you should consider it for seven years or longer. You can save a lump sum of between €5K and €1 million. You choose the investment fund you want to invest in, depending on your appetite to risk. You can switch and move between a range of funds at any time and as often as you like. *The first four switches you make in each policy year are free of charge.
Why invest in funds?
Investment decisions are influenced by your financial objectives. For short term goals, like saving for a holiday, a bank deposit account may be your best option. For long term goals, like education costs, investing could be a good choice. Investing in a fund can give you the opportunity to earn an inflation beating return over the medium to long term.
Your attitude to risk
When it comes to investing a lump sum, it's important to be aware that there is a level of risk involved. Usually, the greater the potential return you want from your savings and investments, the greater the risk you have to take. With Zurich investments, you can choose from a variety of different options, depending on the level of risk you are comfortable with.
How should I expect my investments to perform?
Some people put their savings into a regular savings or deposit account with their local bank or credit union. However, over the last decade we’ve seen record low interest rates, which have led to generally lower returns for money on deposit. But when you invest your money in a fund, that little extra on top can become a lot extra.
Why choose zurich?
Award winning investment performance**
Our Dublin based investment team have a strong track record in delivering long-term consistent fund performance and make investment decisions every day that they think will lead to better outcomes for our customers.
One of the main funds we invest in is our flagship Balanced Fund. This fund has delivered an average return of 10.1% since its launch in 1989, and in 2021 alone, it delivered an 18.4% return.
Trust in our expertise
Zurich has been meeting the financial needs of people in Ireland for over 40 years. Our investment team, in Blackrock, Co. Dublin, is responsible for funds under management of approximately €27.5 billion, of which pension assets amount to €16.9 billion***.
Online access 24/7
With 24/7 access to Zurich’s online client centre, you can see how your funds are performing at any stage. And with a wide range of helpful tools, calculators and videos, you’ll have access to everything you need to help you plan for your future.
We are committed to investing your funds responsibly. We want to do good, naturally, but we also want to do well in investment terms. Zurich Insurance Group is a signatory to the UN Principles of Responsible Investment since 2012. Find out more about our approach.
Begin your investment journey today
Sound advice is invaluable, so it’s a good idea to seek advice from a financial broker/advisor who can guide you through the process and help you select the right investment fund for your circumstances.
If you’d like to take the next step:
Find a financial broker or advisor in your local area
Arrange a no obligation call with a Zurich financial advisor
**Investment Provider Excellence Award, Brokers Ireland, 2022; Pension Provider Excellence Award, Brokers Ireland, 2022; Overall Excellence in Financial Service Providers Award, Brokers Ireland, 2021
*** Zurich is responsible for funds under management of approximately €27.5 billion, of which pension assets amount to €16.9 billion (as at 30th September 2022).
The information contained herein is based on Zurich's understanding of current Revenue practice as at 01 November 2022 and may change in the future.