Do you keep putting your plans to save on the long finger? Are you always waiting for the right time? Well, now is the perfect moment to start saving for something special, for a great future. It's simple and hassle-free to find the right way to save or invest your money. Here's how:

Set your goals

What are you planning to save for? Take some time to draw up a 'wish list' of the things or experiences you would like be able to afford. Now prioritise that list - you can't do everything at once! Perhaps you'd like to buy a new car? Or maybe you're planning the holiday of a lifetime? Saving for a 'rainy day' or your children's education might be top of your list.

Do the maths

Whatever they are, it's important to have clear goals to work towards. It's also key to figure out how much it will cost to turn each goal into a reality. Do some research and find out roughly how much money you'll need to save up. Perhaps you have a lump sum you wish to invest, that you can combine with your regular contributions.

Plan your budget

The next step is to figure out your monthly budget. You need to decide how much money you'll put aside each month to help you achieve your goals. Use our handy budget calculator to figure out how much you can realistically afford to save each month, along with your other outgoings.

Choose your savings plan

Next, you need to find the right home to grow your savings. We offer a great range of savings and investment products to suit all kinds of savers. We can even create a tailor-made plan to suit your needs. Then all you need to do is add to your savings each month - and soon you'll be ticking off those wish-list items.

Once you're clear on the reason why you're saving and how long you wish to save for - we can help you select the saving plan to suit your needs.

Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.
Warning: This product may be affected by changes in currency exchange rates.

Start saving today

Apply online for a regular savings plan

Not sure where to start from?