You can move your unit holdings among the different investment unit funds available. This gives you extra flexibility to change the return-risk profile of your investment as your needs change.
The first four switches you make in each policy year are free of charge. A charge will be made for each subsequent switch. This charge is currently €20 and was last set on 1st January 2002; it is guaranteed not to increase by more than the increase in the Consumer Price Index since the charge was last set.
If you choose to switch out of the SuperCAPP fund, a market level adjustment may be applied. There are also limits on the amount that may be switched into the SuperCAPP fund, in order to protect the interests of all SuperCAPP fund investors. These limits vary from time to time. Details of current limits are available from us on request.