Home Insurance

Save up to 29% online. Use promocode ‘Protect’*

Protect your home in the event that something happens with Zurich's home insurance. Our home insurance covers risks such as fire, theft, loss and damage. Having your property and possessions protected by home insurance comes with the peace of mind that should the worst happen, we’ll be there to help when you need us.

Home insurance quote

Renew my policy

Renew your home insurance policy online.

Retrieve my quote

If you received an online quote for Zurich home insurance, you can retrieve that quote by using your quote reference number.

Buildings and contents insurance

The purchase of your home represents probably the largest financial investment you will make in your lifetime so it’s important that you protect your most important asset by insuring it for the correct value. Our home and contents cover is a combined package policy that provides protection for your home and its contents against a range of risks such as loss or damage by theft or attempted theft, fire, flood, water damage or subsidence.

Buildings & contents insurance

Home insurance benefits

With Zurich you can tailor your home insurance policy to your specific requirements. If you own and live in your home, or if you own a second home, you’ll want to protect your property with home insurance. If you are a tenant renting a property, being confident that your possessions are covered is key. And for landlords, protecting your investment is crucial. Whether you’re a home owner, renter, landlord or own a holiday home, Zurich’s home insurance offers many great benefits.

Home insurance benefits

Home cover types

At Zurich we understand the needs of our customers when insuring their homes. Having confidence in your insurance provider is essential and that’s why we have home insurance to suit your needs, whether you’re looking for home and contents, contents only, investment property or holiday home insurance.

Home rebuild calculator

Making sure you have the right level of protection for your home is essential.

If your home is underinsured, you may not receive the full amount necessary to rebuild, repair or replace it in the event of partial or complete damage. The amount you insure your home for is the buildings sum insured. This is the cost to rebuild your home and not the market value. The Society of Chartered Surveyors Ireland’s Rebuild Calculator is a handy tool that can help you calculate the rebuild cost of your home.

Home rebuild calculator

Why Zurich home insurance?

Since 1872 Zurich has been applying expertise and experience so that our customers can have the very best protection for the things they value. Taking out a home insurance policy with Zurich gives peace of mind and confidence that you’re with an insurance company that provides:

Excellent claims service with 99%** of claims paid
Over 70 years' experience of providing home insurance in Ireland
Local support - customer service experts based in Wexford
Leading global insurer operating in over 215 countries and territories
Excellent financial strength*
Award winning claims service***

*Click here for financial strength and credit rating details.

**From January to December 2022, on average we paid out on 99% of motor, home, van, farm and windscreen insurance claims.

***Winners of the Brokers Ireland 2022 Best Personal Lines Claims provider.

Get your home insurance quote today

Home insurance FAQs

What does buildings and contents insurance cover?

Buildings and contents cover – also called home and contents insurance - is a combined package policy that provides protection for both your home and its contents. It covers the cost of rebuilding or repairing the structure of your property, including fixtures and fittings, if it is damaged or destroyed, as well as covering the monetary value of your belongings. Home insurance covers your home and contents against a range of risks such as loss or damage by theft or attempted theft, fire, flood, water leakage or subsidence. This cover protects your home and contents if the damage or loss is caused accidentally or maliciously. Note that buildings insurance is usually mandatory if you are buying you home through a mortgage lender.

Why get buildings and content insurance?

Buildings and contents insurance protects both your home building and your belongings. The purchase of your home represents probably the largest financial investment you will make in your lifetime. It is, therefore, vitally important that you protect your most important asset by insuring it for the correct value. Your personal items have monetary value, so it makes sense to insure your home and contents and protect these items in the event of loss or damage.

How much does buildings and contents insurance cost?

The cost of your home insurance premium will differ depending on the value of your property and your contents. Each year, you should review the amount for which you have insured your building and contents. In addition, if home improvements have been carried out, such as the building of an extension or the conversion of the attic, or if you have purchased additional contents, the sums insured should be increased to reflect this. The Society of Chartered Surveyors Ireland’s Rebuild Calculator is a handy tool that can help you calculate the rebuild cost of your home, giving you peace of mind.

If you want to learn more about our home insurance products, read more frequently asked questions.

Home protection

Read our handy tips for advice to help you protect your home.

Home insurance tips

Terms, conditions and underwriting criteria may apply.

*Save up to 4% with the 'Protect' promocode discount and up to a further 10% discount when you get an online quote and buy a new policy online from Zurich. Simply enter ‘Protect’ in the promotional code box when you get your online home quote. This offer is available to new customers in the first year only and not available to existing Zurich home insurance customers. We offer an additional 5% discount on your home insurance if you have an existing insurance policy with Zurich. We also offer a minimum additional discount of 10% if you have been claims free for 4 years or more. Offer is valid until 31st January 2024. This offer cannot be used in conjunction with any other Zurich home insurance offer. All premiums including discounts are subject to the minimum premium. Discounts do not apply to optional add-ons.

Home Insurance

Free 24/7 home emergency assistance

Home Insurance

Save up to 29% online. Use promocode ‘Protect’*

Renew my policy

Retrieve my quote

Buildings and contents insurance

Home insurance benefits

Home cover types

Home rebuild calculator

Why Zurich home insurance?

Get your home insurance quote today

Use promocode 'Protect'

Call us in Wexford

Renew online

Home insurance FAQs

Home protection

Home Insurance

Motor Insurance

Travel, Farm & Business

Pensions

Saving & Investments

Life Insurance

Home Insurance

Free 24/7 home emergency assistance

Home Insurance

Save up to 29% online. Use promocode ‘Protect’*

Renew my policy

Retrieve my quote

Buildings and contents insurance

Home insurance benefits

Home cover types

Home rebuild calculator

Why Zurich home insurance?

Get your home insurance quote today

Use promocode 'Protect'

Call us in Wexford

Renew online

Home insurance FAQs

Home protection

Save up to 29% online. Use promocode 'Protect' *. Copy

Insurance resources

Life resources

Save up to 29% online.
Use promocode 'Protect' *. Copy