- FAQs

Renters Home Insurance

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If you are a tenant looking for renters insurance, look no further. We provide comprehensive and competitive cover so that your personal possessions are protected against loss, theft or damage.

What is renters insurance?

Contents only cover is also referred to as renters insurance, and as the term suggests, is for those who need contents cover but not buildings insurance. As with the majority of insurance policies, the answer to the question: ‘what does rental insurance cost’, is dependent on the value of the renters’ contents. You can reduce the cost of your premium by taking a few simple measures such as fitting good quality locks and installing an alarm system.

Calculating renters cover

It's easy to underestimate the value of all your household goods, from domestic appliances and furniture to personal belongings and valuables so take your time adding up the value of all the items you want covered in the policy. A handy tip is to go from room to room and list the items you want to insure, and if you have any receipts, these will help when adding everything up. It’s also advisable to keep valuations and photographs of any high valuable items.

What’s covered?

Renters insurance covers possessions or personal items that a renter would like to take with them if they were moving house. Anything that isn't a fixed feature of your rented home is covered under contents only insurance and is protected against loss, damage or theft. Items covered by home contents insurance include: furniture, clothes, electrical items, money and jewellery. As well as the usual great benefits such as, freezer contents, new for old and cover for fraudulent use of credit cards, our 24 hour Emergency Helpline is available to you should you need to report a claim (subject to policy T&Cs).

Get in touch

Getting a quote online couldn’t be easier, simply select Renting (contents only) when asked about your property. We offer great savings when you buy online, if you have no claims or if you have a working burglar alarm. If you only want to insure your own personal items, look no further. We offer competitive contents only insurance which protects your possessions, furniture and electrical goods from fire damage, floods and storms, theft and intentional or accidental damage. Get a quote online or call us in Wexford on 1890 400 300 or 053 915 7775.

Terms, conditions and underwriting criteria may apply.

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