Home contents insurance generally covers possessions or personal items that you would, for example, like to take with you if you were moving house. Items that aren’t fixed features in your home are covered under contents insurance against loss, damage, theft, fire and water leakage. Items covered by home contents insurance include: furniture, clothes, electrical items, money and jewellery. In the event of a household emergency, all Zurich customers can avail of our 24 hour emergency assist helpline by dialling 1890 208 408. This emergency helpline means that we will be at the end of a phone 24 hours a day, 365 days a year to help you locate a contractor for emergency repairs at a negotiated rate. Click here to see full list of benefits for contents only insurance under the renters category.
Do you know, we automatically cover your personal possessions up to €1,275 as an extra benefit, subject to policy exclusions. Please read our Policy Document for more information on All Risks Unspecified Personal Possessions. We automatically cover loss or damage to jewellery, handbags and other personal possessions normally carried with you outside of the home up to €1,275 (single item limit €650). Certain items such as sports equipment, mobile phones and laptops are not covered, but should you require cover for these items, you can add them in our Unspecified Personal Possessions Special Automatic Cover section.