Your personal possessions are what makes a house a home and to lose or damage these items can be distressing as much as it can be costly. So doesn’t it make sense to protect these treasured items and take out contents insurance? Our home insurance covers your contents, when "contents" is selected as part of your policy.
Buy contents only insurance online and save up to 29%**.
Contents only insurance
If you’re renting a property and only want to insure your own personal items, we offer contents only insurance which protects your possessions, furniture and electrical goods from fire damage, floods and storms, theft and accidental damage. Get a quote online and select 'Rented' (you are a tenant) when asked 'how is your property occupied', or call us in Wexford on 0818 400 700 or 053 915 7775 .
How much is enough?
The cost of your contents insurance premium will depend on the value of the items you are looking to insure. You can take out insurance to cover from a minimum of €10,000 in contents. In order to make sure you are fully covered if you had to replace the contents of your home, after a fire, for example, it's important to work out how much it would cost to replace all of your contents with new items.
Home contents insurance generally covers possessions or personal items that you would, for example, like to take with you if you were moving house. Items that aren’t fixed features in your home are covered under contents insurance against loss, damage, theft, fire and water leakage. Items covered by home contents insurance include: furniture, clothes, electrical items, money and jewellery. In the event of a household emergency, all Zurich customers can avail of our 24 hour emergency assist helpline by dialling 0818 400 700. This emergency helpline means that we will be at the end of a phone 24 hours a day, 365 days a year to help you locate a contractor for emergency repairs at a negotiated rate. Click here to see full list of benefits for contents only insurance under the renters category.
Do you know, we automatically cover your personal possessions up to €2,000 as an extra benefit, subject to policy exclusions, please read our Policy Booklet for more information on Unspecified Personal Possessions. We automatically cover loss or damage to jewellery, handbags and other personal possessions normally carried with you outside of the home up to €2,000 (single item limit €750). Certain items such as sports equipment, mobile phones and laptops are not covered, but should you require cover for these items, you can add them under the Specified Personal Possessions section.
All premiums including discounts are subject to the minimum premium. Discount only applies to new policies bought online.
*Contents only insurance from €100, based on house built in 1995, €20,000 contents, claims free for 6 years with standard alarm. Excludes accidental damage cover and all-risks.
**Save up to 4% with the 'Protect' promocode discount and up to a further 10% discount when you get an online quote and buy a new policy online from Zurich. Simply enter ‘Protect’ in the promotional code box when you get your online home quote. This offer is available to new customers in the first year only and not available to existing Zurich home insurance customers. We offer an additional 5% discount on your home insurance if you have an existing insurance policy with Zurich. We also offer a minimum additional discount of 10% if you have been claims free for 4 years or more. Offer is valid until 31 July 2022. This offer cannot be used in conjunction with any other Zurich home insurance offer. All premiums including discounts are subject to the minimum premium. Discounts do not apply to optional add-ons.