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Home insurance benefits

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Having your property and possessions protected by an award winning insurance company* comes with the peace of mind that should the worst happen, we’ll be there to help when you need us.

Homeowners

If you own and live in your home, it makes sense that you would want to protect it against any potential loss or damage. Zurich’s home insurance for homeowners features many great benefits:

  • • Save up to 5% when you get a quote and purchase your insurance online.
  • • Access to 24 hour emergency and claims helplines.
  • • Alternative accommodation cover if you need to move out while repair works take place following a claim (up to 20% of the sums insured).
  • • Replacement locks up to €700 if keys are stolen.

Renters

We recognise that if you are a tenant renting a property, you will want to be confident that your possessions are protected. That’s why our renters’ contents insurance provides:

  • ● Cover for personal possessions outside the home up to €1,275.
  • ● Debit and credit card fraud protection up to €650.
  • ● Contents cover will automatically increase by 10% for weddings and at Christmas.
  • ● Unlimited fridge and freezer contents cover.

Holiday home

Your holiday home is where you go to relax and have a good time. You don’t want to be worrying about whether or not you have enough cover for your property. That’s why we have come up with some great benefits including:

  • ● Cover up to €750 for finding a water or oil leak.
  • ● Fire brigade charges covered up to €2,000.
  • ● Cover for the cost of replacing and fitting outside door locks up to €700, if the keys to these locks are stolen.
  • ● New for old cover on contents.

Investment property

If you’re a landlord, you’ve made the decision to invest in property so it’s important to invest in the right insurance that will protect your investment should something happen. We understand the importance of protecting your source of income and we have landlord insurance that includes:

  • ● Cover for loss of rent following a claim (subject to policy limit).
  • ● Cover up to €750 for finding a water or oil leak.
  • ● Cover for the cost of replacing and fitting outside door locks up to €700, if the keys to these locks are stolen.
  • ● Fire brigade charges covered up to €2,000.
BENEFIT Home owner Renter Holiday Home Investment Property
Online savings: Save up to 5%** when you get a quite and purchase your insurance online. X
Additional savings: If you have no claims or if you have a working burglar alarm.
24 hour Emergency Helpline: Call our Emergency Helpline on 1890 208 408 for help finding a contractor.
Personal possessions: Cover for loss or damage to certain personal possessions normally carried with you outside of the home up to €1,275 (single item limit €650) X X
Fire brigade: Charges covered up to €2,000.
Fraud: Debit and credit card fraud cover up to €650. X
Extended cover: Cover automatically increased by 10% for weddings and at Christmas at no extra cost. X X
Alternative accommodation: Cover if you need to move out while repair works take place, up to 20% of the sums insured. X X
Freezer contents: Unlimited cover for deterioration of stock in deep freezer. X X
New for old cover: If a repair isn’t possible we will provide you with a new item.
Replacement locks: Cover for the cost of replacing and fitting outside door locks to the home if the keys of such locks are stolen, up to €700.
Rental income: Cover for loss of rent following a claim up to 20% of the sums insured. X X X
Leaks: Cover up to €750 for finding a water or oil leak.
Accidental: Loss of oil or water covered up to €1,000
Clean up expenses: Expenses for clean-up of water or escape of oil
Plumbing: Cover for blockage of sewer pipes
Legal: Public and legal liability cover up to €1.3m
Liability: Domestic employee liability cover up to €2.6m
Fatal accident: Benefit up to €3,250
Title Deeds: Cover up to €650
Personal money: Covered up to €400
Aerials, fittings and masts: Up to €650

* Winner of the Best Household Insurance product, in the Irish Brokers Association’s 27th Annual Insurance Service Awards 2017.

**All premiums including discounts, are subject to minimum premium.

Terms, conditions and underwriting criteria apply.

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