P3AA
Diversified Assets Fund
The Diversified Assets Fund is a diversified unit-linked fund that invests in and targets equal exposure to four asset classes: equities, bonds, property and commodities.
It aims to reduce the volatility of investment returns by investing in a combination of asset classes with low correlations, while maintaining the potential to deliver strong returns.
Main features
- Actively managed multi-asset fund with equal investments in equities, bonds, property and commodities.
- Indicative allocation to each asset class: 20% to 30% of the value of the fund.
- Risk rating: 4
How it works
The fund gains exposure to the various asset classes by investing in the following funds: International Equity Fund, Active Fixed Income Fund, European (Ex-UK) Property Fund, Australasia Property Fund and Global Energy & Metals Fund.
To maintain a balanced portfolio, the fund will be monitored and rebalanced if any asset class moves significantly outside its guideline exposure. Exposure to each asset class will be reset to 25% on rebalancing.
The fund is managed from the point of view of a eurozone investor and as this fund invests some of its assets outside the eurozone, a currency risks arises for a euro investor.
Current Fund Price* (as at 29/04/2021)
Price
1.061
1.116
Asset Split**
| 56% Bonds | |
| 29% Cash | |
| 14% Equity | |
| 1% Property |
Annualised Performance (%)*
*Notes: Annual management charges (AMC) apply. The fund performance shown is before the full AMC is applied on your policy.
Returns are based on offer/offer performance and do not represent the return achieved by individual policies linked to the fund.
The fund price/performance shown is for the Pension / Gross of Tax Funds category.
*Source: Zurich Life
**Note: Asset Splits are updated quarterly.
Why Zurich?
Our investment team is based in Blackrock, Co. Dublin and is responsible for managing funds of approximately €28.4 billion*. The most senior members of the investment team have been together for more than fifteen years. It is the close co-operation of our fund managers in making investment decisions across assets, sectors and markets that differentiates us from other fund managers. We have an integrated team-based investment process which ensures that we implement our investment strategy quickly and effectively. We are active investment managers with a macro-economic approach, which is top-down and asset allocation driven. We construct our portfolios to allow us to take advantage of opportunities over all parts of the economic cycle. Zurich has an excellent reputation for investment performance and customer service.
*Source: Zurich, December 2022.
