Serious Illness Cover

Sometimes life takes an unexpected turn. So protect the ones you love with serious illness cover.

What is serious illness cover?

Some illnesses can have a significant impact on your life. They can stop you from working and your recovery may require assistance and time. That's where serious illness cover comes in. Serious illness cover (sometimes called critical illness cover) provides you with financial support if you are diagnosed with a serious illness*. 

Is serious illness cover for me?

Check what benefits your employer provides. While most employers offer life insurance, not all include serious or critical illness. If you are a single person with no dependents, serious illness cover could be a good fit for your needs because it pays out a lump sum if you become ill. This money can be used to pay for things such as household bills or medical expenses that are not covered under your health insurance. And if you have a family, how would they cope if you became ill and were unable to work?

How it works

Having financial support at a time of physical and emotional stress can ensure that you are able to take the time off work, pay for specialist treatment or even cover day-to-day household bills such as childcare. Serious illness cover can be purchased as an additional benefit to most life insurance policies. It pays out a tax-free, cash lump sum if you are diagnosed with a life-threatening illness such as cancer, heart attack or stroke. With a Zurich policy, over 70 illnesses are covered (subject to policy terms and conditions).

Our commitment

We provide cover for 70 serious illnesses including the three most common: cancer, heart attack and stroke. We think our cancer, heart attack and stroke definitions won't be beaten in Ireland. And when it comes to making a claim, we want to make it easy for you. We understand that making a claim can be distressing so we will be here to support you and make sure that all valid claims are processed efficiently.

Planning ahead

Meet Sarah... she is 34 and has just returned to work after the birth of her first child. She considers herself to be well paid. But now she has to factor in new costs, like childcare and the day-to-day expenses of looking after her baby. According to Sarah: "This is a good time for me and my husband to review our financial situation and decide what's important."

It's not surprising that, as a new mum, one of those important costs is protecting her family. This has motivated Sarah and her husband to take out Life Cover and Serious Illness Cover with Zurich. "If the worst happens to one of us, at least we have the comfort of knowing our family will be looked after."

What's most important to Sarah? An affordable way to protect her family financially should she or her husband die or suffer a serious illness, and the peace of mind that comes with being insured with an award winning insurance company.

*Please check with your Financial Advisor for illnesses covered

Get a protection policy today

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