Employers in Ireland are not legally obliged to provide a pension scheme for employees, but that shouldn't stop you exploring all the options.

There is no obligation on an employer to provide a pension scheme for employees. However, employers in some sectors are obliged to provide a pension plan under the terms of a registered employment agreement (REA).

There is however an obligation on all employers to give each employee access to a PRSA. A PRSA is a Personal Retirement Savings Account that is a personally owned pension that lets you save for retirement even if there is no occupational pension scheme in place. An employer, must as a minimum, facilitate a PRSA through payroll so that employees can avail of this type of pension.

Whether part of a company pension scheme or saving through a PRSA, there is more than one way to enjoy your retirement and there is more than one type of pension. We can help you choose the one that is right for you.

Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.

Start your pension today

Call our Financial Planning Team

Arrange for us to contact you

Get local advice