An occupational pension scheme is a highly rewarding company incentive whereby both employee and employer contribute towards the employee's retirement fund. Whether you're an employee or an employer, there are many benefits of an occupational pension scheme.

Occupational pension schemes usually involve both employee and employer contributions. This type of pension plan involves an employer contributing to an employee's pension within the DC scheme.

For the employee, occupational pensions are good news not only because they are a tax efficient way of saving for retirement, but also because the pension will grow quicker as a result of employer contributions rather than just relying on an employee's own contributions. And for an employer who provides an occupational pension scheme to its employees, from a HR perspective it acts as a good incentive for new employees thinking of joining the company and as a means of staff retention and motivation for existing employees.

If you are an employer, providing a Group Pension Plan to your employees is not only tax efficient but is also a means of attracting new and retaining existing employees. We offer Group Pension, Group PRSA and Fusion arrangements. Click here to find out more.

If you are an employee, ask your employer if they have an occupational pension scheme in place for you to join. Don't worry if they don't provide an occupational scheme because there are still plenty of other options available including personal pensions and PRSAs.

In order to help provide for your future, starting a pension is one of the smartest financial decisions you can make. When choosing a pension, having all the information you need is key. Sound advice is invaluable, so it's a good idea to seek advice from a financial advisor. An independent financial advisor can guide you through the process and help you select the right plan for your circumstances. You can find a local financial advisor near you with the Zurich Advisor Finder. Alternatively, our Financial Planning Team can provide you with more information about Zurich's pension plans and options.

Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.

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