If you will be relying on the Irish State pension in retirement it's important to know what your contributions must be to qualify.

To qualify for the State pension you must have started paying social insurance before reaching 56 years of age. You must have paid at least 520 full rate social insurance contributions and have a yearly average of at least 48 paid and/or credited full rate contributions from the year you started insurable employment until you reach 66 years of age. If you don't have the above then you must have a yearly average of at least 10 paid and/or credited full rate contributions from the year you started insurable employment to the end of the contribution year before you reach the age of 66.

After working hard for most of your life, when you reach retirement, wouldn't it be nice to have the money you need to maintain your standard of living? Could you survive on the State pension alone, and what will your finances look like in retirement?

If you're hoping to have a financially secure future then starting a pension should be one of the first steps you to consider. Because there are a number of pension options available to you, deciding what's best for you can be difficult. So when you're choosing a pension, having all the information you need is key. We have many pension plans to choose from which you can see at choosing a pension. Alternatively, our Financial Planning Team can provide you with more information about Zurich's pension plans and options.

The information contained herein is based on Zurich Life's understanding of current Revenue practice as at January 2023 and may change in the future.

Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.

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