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Why invest your savings?

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Provides the opportunity to potentially earn an inflation beating return over the medium to long term.

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Investing is ideal for longer term saving goals, like education costs.

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You get a personal savings plan to match your goals, with options to access your savings if you need to. 

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Your savings can be invested in a wide range of funds, determined by the level of risk you are comfortable taking.

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You can track your funds performance on our website or App via the Client Centre.

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How much could my savings grow if I invest?

You can use Zurich’s Investment Growth Calculator to explore how regular contributions, or a one-off lump sum could grow over time. It’s a great tool to compare different fund choices, from low to high risk. 

How to get started


Get in touch

Find an external financial advisor in your area with our handy finder tool or submit an enquiry form to one of our Zurich Financial Planners.

 


 

Get to know you

Your financial advisor or Zurich Financial Planner will ask you about your financial situation and may invite you to complete a financial review to help them give you tailored advice.


 

Get tailored advice

You will receive tailored recommendations and options, based on your situation and goals.

Why Zurich?

Track record of strong returns*

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Local team of investment experts

Award-winning investment portfolio^


Zurich's Fund Performance

Performance is what turns good into great and it can provide you with the confidence that you have made the right choice for your investment.

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Track record
Over the past 10 years, our popular Prisma 3, 4 and 5 Funds have outperformed the market average and delivered positive returns*.

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Investment expertise
Our investment team, based in Blackrock, Co. Dublin, has been managing our customers’ investments for over 40 years.

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Award-winning
The Investment Provider and Pension Provider Awards from Brokers Ireland, 2025 are just some of the recent awards we have won^.

Prisma fund graphic illustration

Over this time period, the market average return on an investment of €100,000 would have given you a return of 52%, or €52,300. Over the same time period, the return from the Prisma 4 Fund would have given a total return of 73.3%, or €73,300. Figures assume a €100,000 Single Premium, 100% allocation rate and an Annual Management Charge of 1.25%. Source: Zurich and MoneyMate, October 2025*.


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Ready to take the next step

Sound advice is invaluable, so it's a good idea to seek advice from a financial broker/advisor who can guide you through the process and help you select the right savings plan for your circumstances.

Find a broker or advisor in your local area

Arrange a no obligation call with Zurich

Apply online for a regular savings plan

*Source: Zurich and MoneyMate, October 2025. Prisma 3 Fund has 3.7% annualised returns over 10 years, compared to a market average of 2.9%. Prisma 4 Fund has 7.0% annualised returns over 10 years, compared to a market average of 5.6%. Prisma 5 Fund has 10.0% annualised returns over 10 years, compared to a market average of 7.9%. The constituents of the Market Average are multi-asset funds available from Life Company peers in the Irish market (Irish Life Assurance Company, Standard Life Assurance Company, New Ireland, Aviva), which target a similar level of volatility to the respective Prisma fund. Where a provider has multiple fund ranges, we use the most prominent, and where risk targeting methodologies differ, we seek to use the most comparable fund. All unit price information is sourced from Fund Focus (MoneyMate). Performance figures are provided gross of annual management charges (AMC) by MoneyMate. Performance figures for all fund managers are based on close of markets prices 31/10/2025, based on best available information. Annual management fees apply. Returns are based on offer to offer performance and do not represent the return achieved by individual policies linked to the funds.

^Investment Award, Brokers Ireland, 2014 - 2025. No awards held in 2020. Pension Provider Award, Brokers Ireland, 2021 - 2025. Fund Management Company of the Year 2025 Award, Business and Finance Financial Services Awards. Pensions and Life Assurance Company of the Year, InBUSINESS Recognition Awards, 2025.

Warning: Past performance is not a reliable guide to future performance.
Warning: This product may be affected by changes in currency exchange rates.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.
Warning: The income you earn from this investment may go down as well as up.
Warning: These figures are estimates only. They are not a reliable guide to the future performance of your investment.

Sources:  Reference to €160+bn on deposit in Ireland – Central Bank of Ireland, Money and Banking Statistical Release July 2025 Report Reference to cumulative inflation above 20% since 2020: Estimated Inflation by Household Characteristics September 2023 - Central Statistics Office
The information contained herein is based on Zurich Life's understanding of current Revenue practice and may change in the future.