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|Example of payment sequence||Amount|
|First year of payment by Starplan|
|Deposit payable 15%||€45.00|
|Balance payable by installments||€255.00|
|1/9 of balance payable||€28.33|
|plus 7 percent Service Charge (17.81 percent APR)*
|= Monthly installments (x 9)||€30.31|
|Subsequent years on Starplan|
|Balance payable by installments||€300.00|
|1/10 of balance payable||€30.00|
|plus 7% service charge (17.81%APR)*||€2.10|
|= Monthly installments (x 9)||€32.10|
The form of direct debit that is required to facilitate variation is the Variable Amount Instruction as defined by the Irish Banks Standing Committee.
*Variation in % APR is due to number of installments in each year.