What is a whole of life policy?

A whole of life policy is an insurance plan that lasts for the policyholder's whole life and is not limited to a specific term.

With whole of life cover, if you die, this policy will provide a lump sum payment to your family. Therefore, this plan will suit people who wish to have cover for the rest of their life, and not just a specified term. It can be used as a tax efficient way to cover any inheritance tax your family may be liable for if you die.

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