Car Insurance Benefits & Features | Zurich Ireland

Car insurance benefits

To assist you in selecting the right level of cover, below is a list of just some of the benefits provided with Zurich motor insurance policies. If you would like more information, call 053 915 7775 to speak with one of our agents who will be happy to answer any of your queries.

 GREAT VALUE DISCOUNTS COMPREHENSIVE THIRD PARTY FIRE & THEFT
Enjoy up to 55% off your premium in no claims discount. Yes Yes
Optional full bonus protection for two unlimited claims in a three year period.

Optional

Optional

Step back bonus protection – so you only lose part of your no claims discount if you make a claim.

Yes

Yes

Protect your personal belongings e.g. handbag, clothing, sports equipment and childcare accessories with our Superior Personal Effects Cover of up to €550. Yes Not Available
Our extensive windscreen cover takes the hassle out of getting your damaged vehicle glass fixed. Yes Optional
PEACE OF MIND COMPREHENSIVE
THIRD PARTY FIRE & THEFT 
24 hour emergency helpline and claims line. Yes Yes
Free 24 hour breakdown assistance including puncture and refuelling assistance (available in the Republic of Ireland and Northern Ireland).** Yes Not Available
Courtesy car up to a maximum seven day period and up to a Class B category vehicle (1.2 Petrol engine). If your vehicle has been damaged beyond economical repair or has been stolen and not yet recovered provided such damage is recoverable under your policy, courtesy car up to a maximum of 10 days.
Yes Available in the case of fire and/or theft 
New for old replacement car if your car is written off or stolen and not recovered within 12 months of the date it was registered as new by you, we’ll give you a brand new one.*
Yes Yes***
Approved repairer network. Yes Yes
ADDITIONAL BENEFITS COMPREHENSIVE
THIRD PARTY FIRE & THEFT 
You are covered to drive your car anywhere in the EU for up to 30 days.
Yes Yes
Fire Brigade Charges up to €2,000.  Yes Yes
Replacement locks up to €800.
Yes Not Available

*Only applicable if your car is stolen and not recovered or damaged to an extent of greater than 60% of the manufacturer's list price at time of change and has not travelled more than 24,000 kilometres.

**Please note that this is only a guide and does not include all the details on policy cover, limits and terms and conditions. Please refer to the policy document for full details of your policy cover. Please also note that each cover can however, be varied by subsequent endorsements.

***Yes if loss or damage by: (a) fire, lightning, self-ignition or explosion, or (b) theft or any attempt thereat.

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