Types of Car Insurance Cover | Zurich Ireland

Car insurance cover types

Having your car insured by an award winning insurance company gives you the peace of mind that you are fully protected in the event that something happens. 

What’s insured?

With Zurich motor insurance you will be covered for liability to third parties caused by or in connection with the insured vehicle. This cover also provides additional benefits depending on the cover you choose, for example: third party fire and theft or comprehensive. See Zurich’s motor insurance product information document to find out more about what’s covered.


This cover includes accidental damage and damage to your windscreen. It also includes new for old car replacement, medical expenses, personal accident benefit for you or your spouse or partner, breakdown assistance, replacement of locks if your keys are stolen, and personal effects and childcare accessories - all of which are covered up to a certain limits and which are subject to certain conditions.

Third party only

This is cover for injury to other persons known as third party only. This cover is compulsory and provides insurance for injury and damage caused to third parties – that is, someone other than you.

Third party fire and theft

If your cover is for third party fire and theft it includes: fire, theft or attempted theft. It also covers fire brigade charges – up to €2000.

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Terms, conditions and underwriting criteria may apply.