Zurich’s Comprehensive car insurance provides protection for you and your vehicle in the event of an accident, fire or theft. It’s a flexible product which includes a number of great features and benefits, while also providing you with a range of optional add-ons for an additional premium. Your eligibility for each level of cover may vary, depending on your car, occupation, age and licence type.

Why Comprehensive cover?

Comprehensive car insurance provides a greater level of protection than that available under Third Party Fire & Theft. In addition to covering loss or damage to your car as a result of an accident, it also includes the following benefits as standard:

  • Windscreen repair and replacement
  • Roadside Breakdown Assistance
  • Access to a courtesy car (if you use one of our approved repairers)
  • Loss or damage to personal belongings in your car
  • Personal Accident cover in the event of a serious bodily injury to you or your spouse/partner
  • Stepback No Claims Discount Protection
  • Foreign Travel Cover (for trips up to 30 consecutive days within the European Union)

Optional extras

Comprehensive cover gives you the opportunity to upgrade your policy. For an additional premium, you can opt to include Third Party cover if you’re driving someone else’s car, Full No Claims Discount Protection, Homestart Breakdown Assistance, Legal Expenses Protection, and increased Personal Accident and Personal Belongings covers via our Extended Personal Protection Package. Terms, conditions and eligibility criteria apply. Full details of all covers and benefits are contained in your policy booklet. 


Key Benefits Standard Optional
Third Party Liability Cover

Fire & Theft Cover  
Accidental Damage Cover  
Stepback Bonus Protection  
Medical Expenses Cover up to €200 per person    
Fire Brigade Charges Cover up to €2,000
Roadside Breakdown Assistance   
Windscreen Cover    
Personal Accident Cover 
Foreign Travel cover up to 30 days
Replacement of Locks cover up to €800    
Electric Vehicle Charging Cables Cover

New For Old Replacement
Personal Belongings cover up to €500

Driving Other Cars (Third Party Only)

Full No Claims Discount Protection

HomeStart Assistance  
Legal Expenses Protection Cover
Extended Personal Protection Package              

Get in touch

For car quotes or queries, call us in Wexford on 053 915 7775 or on 0818 400 700. Lines are open Monday – Friday 08.30 – 18.30.

The information on this page relates to Car Insurance policies purchased directly from Zurich, with policy number starting with 01-MPZ. If you have a query on your level of cover, please call us in Wexford on 0818 400 700 or 053 915 7775.

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Terms, conditions and underwriting criteria may apply.