Comprehensive car insurance
Why comprehensive cover?
Comprehensive cover provides many benefits in addition to cover against an accident. Additional extras include: no claims discount, free fire and theft protection, personal effects and windscreen cover, access to a courtesy car and new for old replacement car.
If you don’t have comprehensive cover there is a risk that you will have to bear the costs yourself. While some damage will be inexpensive, other repair costs could add up fairly quickly, and if the car is a complete write-off, you will have finance the entire cost of buying a new car.
Many people believe that comprehensive car insurance is more expensive than third party fire and theft, but it doesn’t have to be. If you shop around and compare what will be covered under one versus the other, you could find that the cost is similar.