Car insurance for women

Regardless of your gender, at Zurich we offer great value car insurance for women and men alike. You can choose between Comprehensive plus, Comprehensive cover or Third Party, Fire and Theft, to ensure you have peace of mind that you’re protected in the event that something happens.

Insurance for men and women 

The European Commission rules on gender discrimination mean that insurers cannot take gender into account when calculating premiums. At Zurich, we reward safe drivers regardless of their gender and pride ourselves on providing affordable cover for drivers – male and female.

Benefits of Zurich car insurance

Zurich’s car insurance has many great benefits for drivers. You will have access to free Breakdown Assistance**, cover on personal belongings up to €500*** and free 2 year Stepback claims protection. You can also add HomeStart as an optional extra to your policy. Find out more about the key benefits provided with our Zurich car insurance policies here.

Discounts on our car policies

At Zurich, we strive to provide our customers with the right level of cover, with excellent service and at a competitive price. You can find out about our range of discounts to our car insurance customers here.

Choosing  cover that suits you

Having your car insured by Zurich gives you the peace of mind that you’re protected in the event that something happens. We provide three cover types – Comprehensive plus, Comprehensive, or Third Party Fire and Theft – you can also extend the level of protection to include other benefits as optional add-ons. Find out more about the cover we provide here.

Women car insurance FAQs

Is car insurance cheaper for women?

The European Commission rules on gender discrimination mean that insurers cannot take gender into account when calculating premiums. So, if you are a female driver, insurance is not actually cheaper than that of a male driver. However, At Zurich, we reward safe drivers regardless of their gender and pride ourselves on providing affordable cover for both male and female drivers.

Do women get better car insurance?

Women don’t necessarily get better car insurance than men. The cost of car insurance is calculated based on a number of factors such as your driving record, type and age of your car and how much your car is used, to mention a few. If you want to get a quote from Zurich you can see the competitive types of cover we offer.

At what age does women's car insurance go down?

Car insurance is more expensive for younger drivers, both male and female. The cost of car insurance is based on a number of factors, not just age. That’s why we provide a range of discounts to our car insurance customers depending on their individual circumstances.

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Use promocode 'Protect'

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Terms, conditions and underwriting criteria may apply.

*Save up to 9% with the 'Protect' promocode discount and up to a further 10% discount when you get an online quote and buy a new policy online from Zurich. Simply enter ‘Protect’ in the promotional code box when you get your online car quote. This offer is available to new customers in the first year only and not available to existing Zurich car insurance customers. We offer an additional 5% discount on your car insurance if you have an existing insurance policy with Zurich. Offer is valid until 31st December 2024. This offer cannot be used in conjunction with any other Zurich car insurance offer. All premiums including discounts are subject to the minimum premium. Discounts do not apply to optional add-ons.

**Free breakdown assistance comes as standard on comprehensive and comprehensive plus policies. It is an optional extra for third party fire and theft policies. 

***Cover on personal belongings up to €500 comes as standard on comprehensive policies and is increased to €1,000 for comprehensive plus policies. This cover is not available for third party fire and theft policies.