Third party fire and theft
With third party fire and theft cover, any damage to your own car is not covered. To avoid having to pay for the cost of this damage, you should consider taking out comprehensive cover.
What isn’t insured?
If you have third party fire and theft insurance, any damage to your own car or any injuries you suffer are not covered and the cost is with you. If you want to have protection for personal injury or damage to your car, you should consider getting comprehensive cover.
Many people choose third party fire and theft over comprehensive cover because they think it is the cheaper of the two options. However, that’s not always the case. If your car is cheap to repair, then third party fire and theft might be the right cover for you. But if you car is a more expensive model, then comprehensive cover could be a better option for you.