- FAQs

Is building insurance compulsory

If you are planning to buy your home with a mortgage, your lender will require that you take out buildings insurance.

Building insurance may be a requirement if you’re planning on buying your home through a mortgage lender. In general, buildings insurance is a condition of the mortgage and must be enough to cover the outstanding mortgage. If you don’t have a mortgage but own a property it is advisable to have home insurance as it will protect your property against damage or loss.

Terms, conditions and underwriting criteria may apply.

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